Understanding UCC Liens and How They Affect Your Business

A UCC lien is a public notice filed by a creditor to claim an interest in your business assets. While it’s a standard part of many financing agreements, multiple or outdated filings can seriously limit your flexibility.

Why UCC Liens Matter

• They can block new financing or refinancing efforts.

• They may appear on credit reports and affect vendor terms.

• Old or paid-off liens sometimes remain active, giving the false impression that debt is still owed.

How to Check for Liens

You can search for active filings through your state’s Secretary of State website (for Texas, use SOSDirect). Look for filings under your business name and note each creditor listed.

How Davenport Law Helps

Our team reviews lien filings to determine:

• Which creditors still have valid claims

• Which liens can be terminated or narrowed

• How to negotiate lien releases to restore flexibility

Bottom Line

Clearing unnecessary liens can improve your credit, open access to new funding, and make your business more resilient going forward.

Need clarity about your situation?

Simply hit the “Contact” button at the top of this page to schedule a review with Davenport Law to understand your options and plan a path forward.